خلاصہ

A highly motivated banking professional with a BBA (Hons.) in Banking and Finance from Hailey College of Banking and Finance. I have successfully completed a comprehensive internship at Albaraka Bank Pakistan Ltd in the Credit Initiation Unit (CIU) under the Risk and Management department. Currently, I am working as a Retail Banker at Bank Al Habib, where I leverage my expertise in retail banking operations. Additionally, I hold the JAIBP Certification and have cleared the 1st stage, demonstrating my commitment to continuous professional development in the banking sector.

پراجیکٹس

Khuaileshou (Happy Hands) - Sanitizing Brand

تجربہ

کمپنی کا لوگو
Banking Operations Officer
Bank Al Habib Limited
نومبر ۲۰۲۳ - موجودہ | Lahore, Pakistan

I joined Bank Al Habib as Graduate Trainee Officer. After 4 Months rigirous training and probationary period i appointed as Banking Operations Officer in Retail Banking. My job responsibilities are mentioned below:
1. Assisting Customers in Account Opening
2. Maintaining Customers Record
3. Assistant Customers in various account opening products like:
* Propriotor Accounts
* Corporation Accounts
* Joint Accounts
4. Prepare MIS of ADC Cross Sales Products which includes: Debit Cards, Cheque Books, Digital BankingbrPerform banking operations as per the PR of State Bank Pakistan and Internal Policies

کمپنی کا لوگو
Assistant Sales Manager
zameen.com
جولائی ۲۰۲۳ - نومبر ۲۰۲۳ | Lahore, Pakistan

In year 2023, i joined Zameen.com which is leading digital real estate broker in Pakistan as Assistant Sales Manager. My job role for this position as follows:
1. Reaching out to potential clients through various channels like social media and the company website.
2.Scheduling and managing meetings with potential clients.
3. Taking clients on property site visits, answering their questions, and showcasing available properties.
4. Using negotiation skills to close deals successfully.
5. Working closely with internal teams to ensure smooth operations.
6. Consistently exceeding sales targets and gaining valuable insights into Pakistan\'s real estate market.

کمپنی کا لوگو
Formal Internee
Albaraka Bank Pakistan Ltd
جون ۲۰۲۲ - اگست ۲۰۲۲ | Lahore, Pakistan

During my six-week internship at ABPL, I was a part of the Credit and Risk Management Department - CIU. My primary responsibilities included:
1. Prepartion of DBR Statements
2. Impose Observations on Discrepant Documents provided by customers
3. Prepare MIS of Loans rejected files for the purposes of reporting to SBP
4. Ensure SOP of -Internal Verification from Customer and their refrences
5. Generate different statements to check the record of customer like: Debarred, FIU, World Check and Data Check
6. Coordinate with Credit Processor, Credit Analyst and Senior Credit Analyst and Sales team as well
Overall, my internship program at ABPL was a great learning experience, where I gained hands-on experience in credit and risk management operations.

تعلیم

University of Punjab - Hailey College of Banking and Finance
بیچلرز, بیچلرز ان بزنس ایڈمنسٹریشن, ‎
Banking & Finance
CGPA 3.3/4
2023
Punjanb group of Colleges
انٹرمیڈیٹ / اے لیول, , ‎
Commerce
فی صد 83%
2019
Johar Central Model School
میٹرک / او لیول, , ‎
Humanities and Social Sciences
فی صد 91%
2018

پیشہ ورانہ مہارتیں

ابتدائی Accounting
ابتدائی Accounting Consultancy
ماہر Accounts Payments Handling
ابتدائی Admin Operations Management
ابتدائی Administration
ماہر Analytical Skills
ماہر Balance Sheet
ابتدائی Bank-Corporate
ماہر Banking Knowledge
ماہر Banking Skills
ابتدائی Bidding Strategies
ابتدائی Bookkeeping Knowledge
ماہر Budgeting
ماہر Business Analysis
ابتدائی Business Development Strategies
ابتدائی C++ Knowledge
ماہر Client Dealing
ابتدائی Client Dealing Market Knowledge
ماہر Computer Profcient
ماہر Corporate Finance
ماہر Customer Focused
ابتدائی End to End Sales
ابتدائی Field Task Management
ماہر Financial Accounting
ماہر Financial Acumen
ماہر Financial Analysis
ماہر Financial and Budgeting Skills
ابتدائی IT Support Responsibilities
ابتدائی Microsoft Office 1
ابتدائی MS Office
ابتدائی Phone Banking Skills
ماہر PR Campaign Management
ابتدائی Report Writing
ابتدائی Risk Management
ابتدائی Sales
ماہر SBP Regulations
ابتدائی Social Media Handling
ماہر Team Coordination
ماہر Team Player
ابتدائی Trade Finance Knowledge
ابتدائی مهارات إدارة الأموال

زبانیں

ماہر انگریزی

Laiba آپکے جاننے والے

Malik Muzzammil Hussain
Habib Bank Limited