خلاصہ

A challenging position in a progressive organization that provides an opportunity for learning and professional development and advancement towards the senior management

تجربہ

کمپنی کا لوگو
Credit Officer
HBL Micro Finance Bank Ltd
نومبر ۲۰۲۰ - موجودہ | Yazman Mandi, Pakistan

Loan screening and under-writing as per the defined policies mitigating all possible risks.
Coordinate with business, operations and other stakeholders for the resolution of discrepancies, case follow ups & resolutions.
Assist in carrying out peinriodic reviews to highlight process gaps and violations.
Constructive feedback to reinvent method of loan disbursement based on learning taken from existing loan behaviors.
Ensure prevention controls and monitoring processes are well in place for existing products as well as prior to the launch of new products or process.
Ensure to mitigate all possible risks pertaining to all lending segments.
Ensure proper controls are suggested and implemented in different processes to minimize credit risk & frauds.
Also conducting external surprise visits as & when required such as agents, merchants and other locations in order to complete review/case investigation.
Formulate, update and maintain MIS of all lending cases reviewed and declined or processed.

کمپنی کا لوگو
Credit Officer
Hbl MICROFINANCE BANK
نومبر ۲۰۲۰ - اپریل ۲۰۲۴ | Yazman Mandi, Pakistan

Credit Compliance

کمپنی کا لوگو
Relationship Officer
U micro finance bank limited
مئی ۲۰۱۸ - نومبر ۲۰۲۰ | Yazman Mandi, Pakistan

Responsible for Product Marketing and Sales.
Responsible for Client Servicing.
Responsible for Loan Booking and Document Processing.
Ensure Prompt Delivery,Repayments of Loans and Provide Periodic Portfolio Information.

کمپنی کا لوگو
Loan Officer
Khushhalibank limited
مئی ۲۰۱۷ - مئی ۲۰۱۸ | Yazman Mandi, Pakistan

Responsible for Product Marketing and Sales.
Responsible for Client Servicing.
Responsible for Loan Booking and Document Processing.
Ensure Prompt Delivery,Repayments of Loans and Provide Periodic Portfolio Information.

کمپنی کا لوگو
Junior Executive
National Database and Registration Authority (NADRA)
نومبر ۲۰۱٦ - مارچ ۲۰۱۷ | Yazman Mandi, Pakistan

Brefing About Servey to Lyman
Collecting House Hold Data From Persons
Data Punchig in Recomended Software
Uploading Data

کمپنی کا لوگو
C.S.O
NRSP MICRO FINANCE BANK LIMITIED
نومبر ۲۰۱۳ - فروری ۲۰۱۵ | Bahawalpur, Pakistan

Issuing Debit Cards
Maintanig Logs For Debit Cards
Reporting to Head Office
Maintaining Stock Register

کمپنی کا لوگو
Data Entry Operator
Lucky Beverages
جون ۲۰۰۷ - اپریل ۲۰۱۰ | Bahawalpur, Pakistan

Punching sale related Data in System.
Preparing Sale Budget.
Preparing Sale Target Sheet.

تعلیم

Islamia University
ماسٹرز, , M.Com‎
فی صد 68%
2012
Islamia University
ماسٹرز, , B.Com‎
فی صد 51%
2009
BISE
انٹرمیڈیٹ / اے لیول, , I.C.S‎
فی صد 43%
2006
BISE
نان میٹرک, Matric in Science‎
مکمل
2004
BISE BWP
میٹرک / او لیول, , Matric in Computer Science‎
فی صد 57%
2004

پیشہ ورانہ مہارتیں

ابتدائی Accounting
ابتدائی Bookkeeping
ابتدائی Communication
ابتدائی OSS Preparation
ابتدائی VAT Preparation
ابتدائی Zoho Books
متوسط Accounnts Management
ابتدائی Account Receivable Collection
ابتدائی Accounting
ماہر Accounting Principles
ماہر Accounts
ماہر Accounts / Manager
ابتدائی Accounts Administration
ابتدائی Accounts Adminstration
متوسط Accounts Finalization
متوسط Accounts Handling
ابتدائی Accounts Management
ابتدائی Accounts Management Skills
ابتدائی Accounts Payments Handling
ابتدائی Accounts Production
ابتدائی Accounts Reconciliation
ابتدائی Accounts Software Command
ابتدائی Admin Operations Management
ابتدائی Admin Task Planning
ابتدائی Advance payment
متوسط Aesthetic Procedures Knowledge
ماہر Agri Knowledge
ابتدائی American English Accent
ابتدائی AML
متوسط Analysis
متوسط Analytical
ابتدائی Analytical Reasoning
ابتدائی Analytical Reporting
متوسط Analytical Skills
متوسط Answering Inquiries
ابتدائی Attention To Details
متوسط Audit
ابتدائی Auditing
متوسط Auditing Skills
متوسط Bank Management
ابتدائی Bank Operations
ابتدائی Bank Reconciliation
متوسط Bank Reconciliation     
متوسط Banking
متوسط Banking Knowledge
ابتدائی BookKeeping
ابتدائی Bookkeeping Knowledge
متوسط Branch Accounting
متوسط Branch Banking
ماہر Branch Management

زبانیں

متوسط سرائیکی
ماہر پنجابی
ماہر اردو
متوسط انگریزی

آپ کن کمپنیز کی پیروی کر رہے ہیں

Muhammad آپکے جاننے والے

Amad Ali Ali
Khushhali Microfinance Bank Limited - (KMBL)