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خلاصہ
A professional who works in the banking and financial industry and is responsible for assessing the credit worthiness of individuals and businesses that apply for loans or credit products. I Work closely with customers, analyzing financial statements and credit histories to determine the likelihood of repayment.
تجربہ
Credit Officer
• Processing/reviewing for approval of clean (unsecured) & collateralized (secured) loan files received from branches all over the network.
• Identification of discrepancies, if any, during processing of loan files.
• During processing/reviewing of loan cases, sample-based CBC (call back customer) of at least 50% borrowers/applicants.
• To ensure that the loan cases received from the field are processed, reviewed, compliance check and approved/ sanctioned as per TAT mentioned in product manual.
• Ensuring compliance of audit exceptions and compliance of all SBP regulations, the Bank Policies, manuals and SOP’s in letter and spirit.
Credit Officer
• Processing/reviewing for approval of clean (unsecured) & collateralized (secured) loan files received from branches all over the network. • Identification of discrepancies, if any, during processing of loan files. • During processing/reviewing of loan cases, sample-based CBC (call back customer) of at least 50% borrowers/applicants. • To ensure that the loan cases received from the field are processed, reviewed, compliance check and approved/ sanctioned as per TAT mentioned in product manual. • Ensuring compliance of audit exceptions and compliance of all SBP regulations, the Bank Policies, manuals and SOP’s in letter and spirit.
