خلاصہ

To achieve a suitable position in a dynamic organization which offer career opportunities and allow me to make significant contribution towards its success.

تجربہ

کمپنی کا لوگو
Junior Credit Analyst (CIU) Credit Initiation Unit
Faysal Bank Limited
جون ۲۰۱۸ - جون ۲۰۲۲ | Multan, Pakistan

Prescreening of of secured & unsecured loan.
 
· Coordinate with collection department for payment behaviour of existing            and repeat cusomter.
· Income calculation through bank statement.
· Deviation and recommendation handling.
· Debt burden ration calculation through different credit reports.
· Review internal & external verification. 
· Data entry of loan application in LOS (Loan Originating System).
· Ensure that all required documentation is completed.
· Ensuring and checking the advice of sanctions and AML check.
   (OFAC,UNSC,SDN,NACTA,FATF,FIA,NAB,ANF,FMU,SECP,SBP,FBR)
· Identification of PEP & Compliance check.
· Identification of increase business risk,geographic risk,negative business and          negative company check.

Check list filling and attachment.

Ensuring the compliance list and neural person name search.

Ensuring the generic default drivers for application and behavioral score card.

کمپنی کا لوگو
Junior Credit Analyst
Hillcrest Solutions (Private) Limited
اگست ۲۰۱۷ - جون ۲۰۱۸ | Multan, Pakistan

Deputed at Faysal Bank Limited in credit initiation unit.

کمپنی کا لوگو
Client Relationship officer
Shaheen Air International Limited
جولائی ۲۰۱۴ - اگست ۲۰۱۷ | Multan, Pakistan

Greeting and assisting airline customers in a polite and courteous manner.
 Verifying passports, travel documents and prepare the boarding pass.
 Ushering passengers to the aircraft.
 Answering the client queries and making announcements for the passenger’s information.

کمپنی کا لوگو
Customer service officer
Fulcrum Private Limited
جنوری ۲۰۱۴ - جون ۲۰۱۴ | Multan, Pakistan

Deputed at Tameer Micro Finance Bank as a Customer Service Officer.
•Open new accounts, issue cheque books, atm card and atm pin to the customer.
•Documents preparation of tameer sarmaya qarza.
•Promote bank products and services.

تعلیم

Islamia University
ماسٹرز, ماسٹرز ان بزنس ایڈمنسٹریشن, ‎
Business Finance, Financial Economics, Management Accounting, Marketing, Marketing (Brand Management, Consumer Behavior), Research Methodology, Strategic Financial Management
CGPA 3.3/4
2013

پیشہ ورانہ مہارتیں

ماہر Business Intelligence Tools
ماہر Client Dealing 
ماہر Communication Skills
ماہر Coordination Skills
ماہر Credit Risk Analysis and Mitigation
ماہر Customer Due Diligence
ماہر Data Analytics
ماہر Documentation Proficiency
ماہر Email Etiquette
ماہر End to End Sales
ماہر Export Documentation
ماہر Fluent in English
ماہر Import Operations
ماہر Import Operations Handling
ماہر KYC Knowledge
ماہر Logistics Consultancy
ماہر Logistics Management
ماہر LOS, LMS,SIEBEL & X-Lite system friendly
ماہر MS Excel
ماہر MS Word
ماہر Negotiation Skills
ماہر Operational Risk Management
ماہر Record Keeping
ماہر Travels Knowledge

زبانیں

ماہر انگریزی
ماہر اردو
ماہر پنجابی

سفارشات

جنرک پلیس ہولڈر کی تصویر

Endorse...:p

Muhammad آپکے جاننے والے

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Domino English Language Centre
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