Organization       Western Union
                              Ravi Exchange Co (Pvt) Limited
Period    -              (2015 to Present)
Department -       Accounts & Finance
Designation -       Assistant Manager
·        Periodical filing of Financial reports to state bank of Pakistan (SBP)
·        Reporting of STR, CTR at GOAML to financial monitoring Unit (FMU) SBP
·        Western union & RIA, reconciliation (WU) & Settlement
·        Covering areas  through TMS for System Defined rules (FCY Buying,
·         FCY Selling, TT, Remittance Inward, Remittance Outward)
·        Using Name Screening system for updating of UNSC,OFAC, FIA red Book,          NACTA, CTD
·        Telenor easy paisa,  jazz Cash, 1Link (Operational & Financial issues)
·        Handling of SBP Regulatory Approval System (RAS)
·        Assisting in all aspects of Forward deal (TOM/SPOT) execution with Banks
Under regulatory laws Included handling of Software module 
Under regulatory laws Included handling of Software module 
Organization  -     Western Union
Link Exchange Co (Pvt) Limited
Period       -           (2013-2015)
Department   -     Compliance & internal Audit
Designation    -    Assistant Manager
·        Responsible for planning, developing, recommending the monitoring procedures and systems to be used in internal auditing throughout the financial and operational areas of organization
·        Follow up of internal audit reports issued to branches and head office
·        Review working paper and ensure completeness and accuracy of audit performed.
·        Timely completion of any other related task assigned by Director Internal Audit & Compliance
Organization  -   Money Gram
Wall Street Exchange Co (Pvt) Limited
Period          -        (2007-2013)
Department   -     Accounts and Finance
Designation   -     Officer
·        Correspondence with banks regarding account opening, addition and deletion of authorized signatory,  foreign currency dealing process, funds transfer, Foreign currency export matters, encashment certificates
·        Supervision of reconciliation with banks, branches and head office
·        Supervision of staff salary, fixed assets, depreciation, prepaid, provisions for expenses
·        Preparation and submission to FBR of withholding tax of statements 149, 165, weekly, monthly and quarterly (Services, Supplies and tax on staff salaries)
·        Authorization of all types of vouchers in accounting software WallSoft
·        Preparation of all income and expenses comparisons monthly basis
·        Day end and monthly accounts posting closing
·        Checking and release payments for NADRA , TCS, PSO
·        Correspondence with insurance companies regarding cash insurance, vehicle insurance, Claims
Inward remittance Dept
·        Affiliation with international money transfer channels Money gram, Instant cash,  choice money transfer
·        Execution of inward and outward remittances from online portals
·        Reconcile with channels and system reports (Daily, Monthly)
·        Arrange and Manage funds for branches and agents
·        Customer support, support local agent by providing them solution
Outward remittance dept
 
·        Prepare and checking telegraphic transfers / demand draft of customers , regional branches & Franchises
·        Manage kyc & coordination with compliance & due diligence department
·        Arrange and manage funds in bank for wire transfers
·        Handle TT/DD cancellation cases
·        Solve queries and  customer complaint
·        AML/ KYC/ CTR/STR
Certification
Certification of Data base management system (DBMS) from PVTC period of 14 months including two months internship from Federal board of revenue (FBR).
Training Session and work shops
·        Anti-Money Laundering & GOAML awareness sessions & trainings held by         Financial Monitoring Unit (FMU) State Bank of Pakistan.
·        Training session held by Western Union (Compliance issues)
·        Online training session held by Money Gram from USA for compliance, operation, trainings etc.
·        Training sessions with local affiliate’s Jazz cash, Telenor -easy paisa, 1 Link.
·        Training session held by SBP for Regulatory Approval System (RAS)