خلاصہ

Highly motivated and experienced banking professional with a strong background in branch operations, customer service, and team management. Proven track record of driving operational efficiency, improving customer satisfaction, and increasing productivity. Skilled in risk management, compliance, and process improvement. Proficient in banking software and technology. A strategic leader with excellent communication and interpersonal skills, with a strong ability to motivate and develop high-performing teams

تجربہ

کمپنی کا لوگو
Branch Operations Manager
Habib Bank Limited (HBL)
جنوری ۲۰۲۳ - موجودہ | Sargodha, Pakistan



Ensured regulatory compliance & risk control
Managed OTC services, trade ops & customer transactions
Supervised reconciliations, internal control & ATM ops
Implemented risk management & accountability
Coordinated with various departments
       Customer Service & Relations
Resolved customer cases & improved experience
Educated customers on alternate channels
Ensured grievance resolution & customer satisfaction
Participated in deposit retention & cross-sell
General Banking & Administration
Oversaw account opening, cash, clearing & remittances
Maintained branch upkeep & security
Managed ATM PINs, stationery, keys & server room
        Audit & Compliance
Ensured process adherence to bank policies
Submitted timely regulatory reporting
Conducted regular KYC & risk assessments

کمپنی کا لوگو
Officer CPC
Habib Bank Limited (HBL)
جنوری ۲۰۲۲ - دسمبر ۲۰۲۲ | Sargodha, Pakistan

Cash flow management Managing daily cash flow operations, forecasting cash needs, and developing strategies to optimize cash positionFinancial reporting Preparing financial reports and presenting results to senior managementCompliance Ensuring compliance with internal controls, policies, and regulatory requirementsCash handling Ensuring that cash is machine authenticated to avoid excess cash holdingsCommunication Maintaining timely, accurate, and effective communication with all local cash handling control managersAnalytical skills Having analytical and problem solving skills

کمپنی کا لوگو
Cash Officer
Habib Bank Limited (HBL)
اکتوبر ۲۰۱۸ - دسمبر ۲۰۲۱ | Sargodha, Pakistan

Cash handling Receiving cash, counting and sorting it, and storing it in a secure placeCash transactions Processing cash transactions, such as deposits, withdrawals, and transfersFinancial reporting Preparing financial reports, reconciling cash transactions, and maintaining financial recordsCompliance Ensuring compliance with financial policies and procedures, and regulatory requirements

کمپنی کا لوگو
Primary Teacher (on Contract Basis)
Government Primary School
نومبر ۲۰۱۲ - مئی ۲۰۱۳ | Sargodha, Pakistan

I have experience in teaching. I was teaching play group to class Five students as visiting Teacher.

تعلیم

University of Sargodha
ماسٹرز, بیچلرز ان بزنس ایڈمنسٹریشن, B.Sc (Hons)‎
Economics
CGPA 2.6/4
2017
BISE
انٹرمیڈیٹ / اے لیول, انٹرمیڈیٹ ان جنرل سائنس, F.A General Science‎
Economics
فی صد 64%
2013
BISE
نان میٹرک, Matric in Science‎
مکمل
2009

پیشہ ورانہ مہارتیں

ماہر Account Management Experience
ماہر Branch Banking
ماہر Branch Operations Management
ماہر Business Development
ماہر Cash Flow Management
متوسط Cash-handling
ماہر Cashiers
ماہر Commercial Banking Knowledge
ماہر Commercial Retail Banking
ماہر Customer Service Skills
ماہر Extrovert
ماہر Interpersonal Skills
متوسط Islamic Banking
ماہر Legal Documents Management
ماہر MS Excel
ماہر Record Keeping
ماہر Relationship Building
ماہر Strong Interpersonal Skills

زبانیں

متوسط انگریزی
ماہر اردو
ماہر پنجابی

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