خلاصہ

I am lively and hard worker person and love to work in passionate and highly motivated team where I will utilize my energy confidently. I have solid knowledge of operational functions of the bank with substantial understanding of selling Loan products to potential customers.
• Selling financial products to retail banking customers falling in commercial, Business and Agriculture categories
• Assessing financial needs of the existing & prospective borrowers
• Preparing & presenting loan proposals according to the bank’s credit policies & guidelines.
• Managing loan portfolio
• Recovery management (Watch-Listing, over Due, NPLs)
• Credit risk management
• Manage Branch Operations,
• Prepare MIS statements
• Branch compliance of all files
• Precede Home remittances manage branch compliance of all files,
• Ensure customer services

تجربہ

کمپنی کا لوگو
Mobile Credit Officer (MCO)
Zarai Taraqiati Bank Ltd
مئی ۲۰۱۸ - موجودہ | Ahmed pur Sial, Pakistan

 Proficiently assessing financial needs of the existing & prospective borrowers and Prepare loan proposals according to the bank’s credit policy. Implement credit risk management policy of the bank to safeguard bank interest.

کمپنی کا لوگو
BRANCH OPERATION OFFICER
The Punjab Provincial Cooperative Bank Ltd.
اپریل ۲۰۱۳ - مئی ۲۰۱۸ | Faisalabad, Pakistan

کمپنی کا لوگو
Credit and Recovery Officer
The Punjab Provincial Cooperative Bank Ltd.
مئی ۲۰۱۱ - اپریل ۲۰۱۳ | Jhang, Pakistan

کمپنی کا لوگو
Internship
Habib Bank Limited
جون ۲۰۰۹ - اگست ۲۰۰۹ | Sahiwal, Pakistan

کمپنی کا لوگو
Entrepreneur (Business)
Mobilink Franchise
فروری ۲۰۰۵ - مئی ۲۰۰۷ | Jhang, Pakistan

Running Mobilink Sub-Franchise

تعلیم

COMSATS Institute of Information Technology
ماسٹرز, , Masters in Business Administration‎
Finance
CGPA 3.0/4
2010
Allama Iqbal Open University (AIOU)
بیچلرز, , B.A‎
Economics
فی صد 61%
2008
Board of Intermediate & Secondary Education, Multan
انٹرمیڈیٹ / اے لیول, , F.A General Science‎
Arts
فی صد 57%
2005
Board of Intermediate & Secondary Education, Faisalabad
میٹرک / او لیول, , Matric in Science‎
Science
فی صد 71%
2001

پیشہ ورانہ مہارتیں

متوسط Admirative Assistance
ماہر Agriculture Credit
ماہر Business Loans
ماہر Handling Assignments
متوسط Lead in
ابتدائی SME Finance
متوسط إدارة عمليات الفروع

زبانیں

ماہر اردو
متوسط انگریزی

Muhammad آپکے جاننے والے

Muhammad Kashif
Veloz Virtual Mentor