概要

To assist in development of standard loan documentation and to ensure its legal effectiveness & enforce ability. In addition, ensure compliance of Bank's and regulator's credit policies in term of disbursement of finance facilities.
• Ensure perfection of security/support documents and adherence to covenants/conditions of the credit approvals.
• To assist in identifying opportunities to increase efficiency / turnaround time.
• To assist Manager Credit Administration for arranging legal opinions, security perfection, arranging mortgages and redemption, and completion of all pre and post disbursement formalities.
• Supervise that the credit sanctions are as per the discretionary powers allocated to various credit committee and in accordance with Bank's and regulator policies.
• Generate and review the MIS reports and alerts for follow ups with concerned business units for effective decision making.
• To assist in handling all issues related to internal/external/SBP audit regarding credit administration issues and ensure that all required system support is in place as per best market practice for smooth operation.
• Review of approved goldsmith agreements & maintain global data base of approved goldsmiths.
• Any additional tasks assigned by the management relevant to Credit Administration.