概要

I am qualified MBA Finance with 6.4 year working experience in Credit Department. Knowledgeable and innovative professional whose success is based on integrity, exceptional customer service, efficiency, and ambition. Carry out credit analysis and requests on customers. Interpret documentation to make appropriate decisions. Recommend loan approvals or denials as well as limits.

工作经历

公司标识
Verification Officer
U Microfinance Bank Limited
Sep 2017 - 代表 | Karore Lalisan, Pakistan


Assessing loan applications’ compliance with Credit Policy, assess loan parameters for credit issuance decisions based on policy and regulatory guidelines and allowing loans.
Quality assurance of Data entered by the branches in PIBAS System
Maintain tracking of case processing and rejections on daily basis. Issue and maintain discrepancy Memos against rejected credit cases. Maintain credit cases rejection data to evaluate processing efficiencies of branches & assessing training needs.
Ensure and achieve optimal credit case processing on daily basis and to keep minimum credit cases backlog. Conduct on job training to Verification Officers and field staff. Suggest revision in loan processing, procedures or documentation to improve credit controls and support business. Update the branches for any change /
Amendment in credit policy and procedures.
Feedback on probation progress report of Verification Officers

公司标识
Verification officer
U Microfinance Bank Limited
Sep 2017 - Jun 2024 | Layyah, Pakistan

Credit Moterining and Credit Review files.
Pre verification All Credit files.
Complete all documents in Credit files.

公司标识
Verification officer
u Microfinance bank
Sep 2017 - Apr 2024 | Layyah, Pakistan

Compliance credit file.
Moterining All Credit activities in Branche.

学历

University of Arid Agriculture, Murree Road
硕士, , MBA‎
Finance
CGPA 3.1/4
2017
Federal urdu university art science and technology
学士, 工商管理学士学位, ‎
Finance
CGPA 2.8/4
2015
Board of Technical Education, LAHORE
中级/A级, 工商管理学士学位, ‎
English Shorthand
所占比重 61%
2011
Board of Intermediate & Secondary Education, DG KHAN
大学入学/0级, 工商管理硕士学位, ‎
Science
所占比重 54%
2008

技能

中级 Accounting
中级 Finance Management
中级 QBO
熟练 Account Management
熟练 Account Reconciliation
熟练 Accounting
熟练 Accounting Skills
熟练 Accounts Administration
熟练 Accounts Adminstration
中级 Accounts Finalization
熟练 Accounts Management
熟练 Accounts Payable
熟练 Accounts Payments Handling
熟练 Accounts Receivable
熟练 Accounts Receivable Software Command
中级 Accounts Software Command
熟练 Admin Operations Management
熟练 Admin Task Management
熟练 Admin Tasks Management
熟练 Administration Knowledge
熟练 Administrative Management 
熟练 Aesthetic Procedures Knowledge
熟练 Agri Knowledge
熟练 Agricultural Marketing
熟练 Analytical Reporting
熟练 Analytical Skills
中级 Anti-money laundering AML
中级 Area Sales
熟练 Asset Management
初学者 Atlas.ti
熟练 Audit Assignment Handling
熟练 Audit Management
熟练 B2B Business Development
熟练 Balance Sheet Handling
熟练 Bank Reconciliation     
熟练 Banking
熟练 Banking Clause Knowledge
熟练 Banking Companies Ordinance
熟练 Banking Knowledge
熟练 Branch Administration Skills
熟练 Branch Banking
熟练 Branch Management
熟练 Branch Support
中级 Budgeting
熟练 Budgeting & Forecasting
中级 Building Business Relationship
熟练 Business Analytics
熟练 Business Development
熟练 Business Development Skills
熟练 Business Development Process

语言

熟练 旁遮普语
熟练 乌尔都语
中级 英语