概要

Seeking a position in operations, finance, accounts or customer services according to my Qualification, Experience and ability, which will provide me to the platform for become a well-recognized professional Ultimately attaining prestige and pride for the organization and myself.

工作经历

公司标识
Recovery Officer
HBL Microfinance Bank Ltd
Dec 2024 - 代表 | Khanbela, Pakistan

. Recovery of Defaulted Loans Identify and pursue delinquent accounts, negotiate repayment plans, and recover defaulted loans.Account Management Manage a portfolio of delinquent accounts, monitor repayment progress, and update account status.Customer Interaction Communicate with customers to understand reasons for default, provide financial counseling, and negotiate repayment plans.Legal Proceedings Coordinate with internal and external lawyers for legal action against defaulters.Reporting Prepare and submit daily/weekly/monthly recovery reports to management.Compliance Ensure adherence to bank policies, regulatory requirements, and risk management guidelines.Team Collaboration Collaborate with sales, credit, and risk teams to identify early warning signs of default

公司标识
Internship
ZTBL
Jun 2023 - Aug 2023 | Zahir Pir, Pakistan

Banking OperationsUnderstanding the inner workings of a bank, including account management, loan processing, and customer service.Agricultural Finance.Gaining knowledge on financing options for agricultural projects and businesses.Communication.Effective communication with clients, colleagues, and stakeholders.Analytical Thinking.Ability to analyze financial data and make informed decisions.Problem-Solving.Developing creative solutions to challenges in agricultural finance.Credit Analysis.Evaluating loan applications and assessing creditworthiness.Customer Relationship Management. Building and maintaining relationships with clients.Branch Operations.Assisting with daily branch activities.

学历

Islamia University
学士, 贸易学士, BS COMMERCE‎
Commerce, Accounting, Auditing
CGPA 2.9/4
2024
Pakistan Board of Technical Education Lahore
中级/A级, 贸易学学生, D.Com‎
Commerce, Accounting, Auditing
所占比重 59%
2020
Board of Intermediate and Secondary Education Bahawalpur
大学入学/0级, 科学, Matriculation‎
Science Group
所占比重 59%
2018

技能

初学者 Ability To Meet Deadlines And Work Efficiently
初学者 Construction Management
初学者 Primivira P6
初学者 Proficiency In Accounting Software (e.g.
初学者 Project Management
初学者 Accounting Applications Command
初学者 Accounts Management Skills
初学者 Accounts Payable
初学者 Accounts Payments Handling
初学者 Accounts Receivable
初学者 Accounts Receivable Software Command
初学者 Accounts Software Command
中级 Active Listening
初学者 Admin Operations Management
初学者 Admin Tasks Management
初学者 Agile Application Development
初学者 Agile Project Management
初学者 Agricultural Marketing
初学者 ATM
初学者 Audit Management
初学者 Audit Reports Management
初学者 Bank Reconciliation
初学者 Bank Reconciliation     
初学者 Banking
初学者 Bookkeeping Knowledge
初学者 Bossiness Development Strategies
初学者 Branch Banking
初学者 Building Codes & Regulations
初学者 Building Strong Relationships:
初学者 Business Analytics
初学者 Business Decision Making
初学者 Business Development
初学者 Business Development Skills
初学者 Business Development Process
初学者 Business Development Strategies
初学者 Business Strategy
初学者 Cash Flow Management
初学者 Cash Handling Experience
初学者 Cash Management
初学者 Cashiers
初学者 Certified Scrum Master CSM
初学者 Client Dealing
初学者 Commercial Banking Knowledge
初学者 Compliance Risk
初学者 Compliance Risk Management
初学者 Computer Proficient
初学者 Content Design
初学者 Coordination Skills
初学者 Corporate Finance
初学者 Corporate Sales Management

语言

初学者 信德语
熟练 旁遮普语
熟练 Saraiki
初学者 阿拉伯语
中级 英语
熟练 乌尔都语