Seeking a position in operations, finance, accounts or customer services according to my Qualification, Experience and ability, which will provide me to the platform for become a well-recognized professional Ultimately attaining prestige and pride for the organization and myself.
. Recovery of Defaulted Loans Identify and pursue delinquent accounts, negotiate repayment plans, and recover defaulted loans.Account Management Manage a portfolio of delinquent accounts, monitor repayment progress, and update account status.Customer Interaction Communicate with customers to understand reasons for default, provide financial counseling, and negotiate repayment plans.Legal Proceedings Coordinate with internal and external lawyers for legal action against defaulters.Reporting Prepare and submit daily/weekly/monthly recovery reports to management.Compliance Ensure adherence to bank policies, regulatory requirements, and risk management guidelines.Team Collaboration Collaborate with sales, credit, and risk teams to identify early warning signs of default
Banking OperationsUnderstanding the inner workings of a bank, including account management, loan processing, and customer service.Agricultural Finance.Gaining knowledge on financing options for agricultural projects and businesses.Communication.Effective communication with clients, colleagues, and stakeholders.Analytical Thinking.Ability to analyze financial data and make informed decisions.Problem-Solving.Developing creative solutions to challenges in agricultural finance.Credit Analysis.Evaluating loan applications and assessing creditworthiness.Customer Relationship Management. Building and maintaining relationships with clients.Branch Operations.Assisting with daily branch activities.