A determined professional specialized in finance with 9 years of treasury experience in a leading financial institution. Well-versed with treasury products and SBP regulations with respect to Foreign exchange and trade finance. Hold comprehensive understanding of various economic indicators and its impact.
➢ Facilitate Corporate/SME Clients in executing FX transactions of trade (export/Import), remittances (Commercial/Personal), FCY loans, foreign direct investment, dividend and profit repatriation in line with SBP regulations and Bank’s internal policy.
➢ Provide hedging solution to clients that aid them in reducing foreign exchange and interest rate risk. Also, market fixed income investment products to Corporate and high net worth Individuals.
➢ Revamped “SCRA – Special Convertible Rupee Account” product for channelizing foreign investment in Debt and Equity Market.
➢ Monitor FX volume/revenue of a bank, compare actual versus target as well as with industry trend; identify opportunities to increase non-funded income of a Bank.
➢ Highlight shortcomings in Treasury Marketing Unit (TMU) as well as Transaction Reporting system; recommend and implement necessary changes while engaging vendor and IT team.
➢ Organize Webinar and Zoom Session for clients on 'Economic Updates’ delivered by Internal/External Economic experts.
➢ Monitor and evaluate performance of direct reportees based on key performance indicators (KPIs)
➢ Build and maintain satisfactory relationship with clients through providing outlook on Currencies, Interest Rate and Inflation which aid them in making sound financial decisions.
➢ Liaison with business units, branches, trade and back office to ensure smooth execution and reporting of transactions in line with SBP regulatory parameters and Bank’s internal policy
➢ Work closely with trading desks to ensure seamless pricing and support to clients while maintaining desk’s profitability.
➢ Streamlined MIS of daily FX Sales report; re-organized Profitability and ALCO report for senior management.
➢ Study balance sheet of key clients to identify avenues to cross sell relevant treasury products while taking business team in loop.
➢ Ensure all the internal risk guidelines and SBP regulatory parameters are meeting before executing any transactions.
➢ Perform wallet sizing of Corporate/SME clients and update tangible information to client database.