概要

An energetic, driven and highly motivated professional who has a strong desire to succeed and who possesses the ability to build positive working relationship with customers. Saeed is someone not only with great experience but also professional gravitas who clearly understands the operational and development needs of business. Looking for a suitable role.
SKILLS
Teamwork, Interpersonal and leadership skills.
Strong analytical and customer services skills.
Proficient in MS Office suite
Excellent time management and communication skills.
Self-motivated and goal-oriented, desire to deliver results.

工作经历

公司标识
Relationship Manager - SME & Housing
Khushhali Microfinance Bank Limited - (KMBL)
Mar 2020 - 代表 | Hasilpur, Pakistan

Business planning & development
Assist Branch/Area Manager in preparing annual business plan for product/services.
Set realistic and achievable targets for sales staff and regularly review performance.
Ensure business growth in all products and services in line with branch business plan.
Identify potential areas for asset products/services and develop a diversified portfolio.
Develop a culture of cross-selling of products and services through regular training and capacity building of the team.
Portfolio verification and proactive collection perusal ensuring key portfolio quality indicators are within the assigned benchmarks.
Maximize revenue generation and profitability through sustainable business growth.
Manage customer relationships and meet internal service standards and ensure no service related complaints are received from customers.
Ensure branch merchandising and coordination with marketing.

Compliance & staff development
Enforce implementation of processes in sales, service, and delivery to customer in accordance with KMBL policies and SBP regulations.
Ensure effective and standardized internal control and reporting as per defined procedures.
Adhere compliance on KYC & AML during entire relationship of the customer with KMBL.
Supervise branch asset & HDF teams.
Develop teams' performance on KMBL products/processes and ensure refreshing their knowledge through time to time interventions.

公司标识
Team Leader Trainer (SME)
Khushhali Microfinance Bank Limited - (KMBL)
Sep 2018 - Feb 2020 | Hasilpur, Pakistan

Identify potential untapped areas, Businesses, alliances for asset business growth.
Guide team in achieving their benchmarks, Asset Business targets, and cross-selling.
Holds full responsibility for all marketing, sales, target achievement and communication matters with upper management.
Portfolio performance review and proactive collection perusal, ensuring key portfolio indicators like CCR, PAR and W/Off are within the assigned benchmarks.
Ensure compliance in sales, collection, and product/services delivery to the customers.
Target low risk rating in portfolio and field related operations.
Ensure effective & standardized internal control, and report as per KMBL policies.
Intimate HR department for training and development needs of team/individual.

公司标识
Loan Officer (SME)
Khushhali Microfinance Bank Limited - (KMBL)
Dec 2015 - Aug 2018 | Hasilpur, Pakistan

Cold-called customers to promote the Bank and its products, maximizing business opportunities and building relationships.Handling face-to-face enquiries from customer.Keeping in touch with customers through personal visits, telephone calls and emails.Creating cross sell and up sell opportunities.Information gathering/site visit.Thoroughly assess the financial soundness of the business and repayment capacity. Meet internal service standards and ensure no service related complaints from customer.

公司标识
Internship
K&N's Foods (Private) Limited
Jul 2014 - Aug 2014 | Lahore, Pakistan

Record keeping, Document filing and valuation report.
Make all kind of payments like Suppliers, Advertisement, Services and Internal payments etc.
Provide documents to auditors during internal audit.
Maintain office stationary for departments.
keeping computer records up to date.Provided excellent customer service.

学历

Islamia University
学士, 工商管理学士学位, BBA (Hons)‎
management, marketing, finance
CGPA 3.38/4
2015
Bahawalpur Board (BISE Bahawalpur)
中级/A级, 贸易学学生, I.Com‎
Banking & Finance
所占比重 63%
2011
Bahawalpur Board (BISE Bahawalpur)
大学入学/0级, , Matric in Science‎
所占比重 46%
2009

技能

熟练 Analytical Skills
熟练 Answering Inquiries
熟练 Awareness Of Bank And Regulatory Policies
熟练 Awareness Of Consumer Products And Operations
熟练 Branch Management
熟练 Business Development Strategies
中级 Business Financial Analysis
熟练 Business Growth Strategies
熟练 Business Strategy
熟练 Client Aquisition
熟练 Client Contact Skills
中级 Commercial Business Command
熟练 Consumer Banking Products Knowledge
熟练 Credit Collection Recovery
熟练 Customer Acquisition
熟练 Customer Focused Selling
熟练 Database Management 
熟练 Development Development
熟练 Event Marketing Strategies
熟练 Financial and Budgeting Skills
熟练 Front Desk Tasks
熟练 HFO Operations Handling
熟练 Initiative
熟练 Managing Midsize Teams - 5 to 20 People
熟练 Marketing Skills
熟练 MIT Knowledge
熟练 Mutitasking
熟练 Operations Management
熟练 Pipeline Management
熟练 Planning & Forecasting
熟练 PPC Command
熟练 Relationship Management
熟练 Sales Acquisition
熟练 Sales Presentation Skills
熟练 Team Co-ordination
熟练 المبيعات عبر الهاتف

语言

熟练 乌尔都语
熟练 英语

Muhammad 联系人

Sharafat Hussain
Mobilink Microfinance Bank
Muhammad Wajid
Khushhali Microfinance Bank Limited - (KMBL)
Ibrar Ahmad
Khushhali Microfinance Bank
Najeeb Ahmed Ahmed Khan
MCB Bank Limited