Performing the due diligence on new Clients, requesting the KYC information, documentation, review
and verification of received documentation and making an analytical risk assessment for new Clients;
Thoroughly and succinctly document the research and analysis related to the financial activity and
related entities of Clients, for an audience that includes Management, Regulators, Internal Audit, Senior
Managers and Internal Compliance;
 Periodically evaluate existing Clients according to established policies and procedures;
 Periodical review of KYC records as to completeness, including verifying that due diligence has been
performed and that CBC (due diligence) standards are complied with; also that the files and risk
assessments are current and up to date;
 Investigating high risk clients and reporting where necessary, including Politically Exposed Persons, and
obtaining all necessary documentation to complete the client file;
 Process entries to open/close clients’ account on our KYC / Related Parties and CDD database, and
instruct Client Desk to open/close the accounts on account level in Equation where applicable;
 Maintain continuous contact with customer in order to keep customer file updated; Process amended
client’ records on our KYC / RP and CDD database;
 Communicate effectively and efficiently with relevant internal and external parties to obtain KYC
documents;
 Have a thorough understanding of client’s business and related parties in order to monitor client’s
activities for unusual transactions;
 Perform further investigation on identified suspicious client and client’s transactions and report to
KYC/AML compliance officer;
 Responsible for a good understanding of CBC’s due diligence regulations, policies and procedures;
Specific projects which may rise from time to time.

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Monitoring Alerts held in "Safe-Watch" related to SWIFT Inward and Outward transactions.
Review alerts on daily basis of New to Bank Accounts as well as Full Load (Historical/Periodic Data), all MCB
products and Overseas Operations.
Analyze, Investigate and report exact sanctioned hits/matches for onward review to Unit Head.
Prepare MIS and keep record of each and every case and share the same to the Line manager for decision
making.
Preparing and screening of Write-off data on quarterly basis. Delta Screening of Daily Updated NACTA List.
Trade Batch files Screening.
Prepare STR on Accounts which are Sanctioned Hits Match and reporting to FMU department.
Screening of Alraji Bank Remittances against risk entity on daily basis.

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 Screening of all new accounts through BFA Hot Scan/Acuity CL in line with AML/CFT guidelines of State
Bank of Pakistan to ensure that no proscribed/designated individual or entity is on boarded by the bank.
 Screening of all scrutinized Inward and Outward SWIFT transactions in line with AML/CFT guidelines of
State Bank of Pakistan and best international AML practices on real time basis to mitigate ML/TF risks.
 Correspondence with branches & Treasury/ SWIFT/ CFTU regarding execution of Swift Transactions
 EDD of Various potential positive Matches Found with sanction lists during screening of swift & BFA.
 Screening of all AML suspected home remittance transactions of various exchange companies in line with
AML/CFT guidelines of State Bank of Pakistan and best international AML/CFT practices on real time basis
to mitigate AML risks.
 Correspondence with branches, interbank & International Division regarding execution of Moneta
Transactions
 EDD through look-up module in name screening system, of Various AML suspected transactions, found
with global sanction lists.
 Updated global lists upload through respective websites on daily basis for screening purpose.
 Ensure to effectively maintain and update all sanctions listing in name screening system on timely basis to
ensure effective compliance of regulatory guidelines regarding Compliance of Government of Pakistan’s
Notifications issued under United Nations Security Council (UNSC) Resolutions, NACTA, and various
LEAs etc.
 Ensure the freezing and de-freezing the proscribed & designated accounts of individual / entities under
UNSC / NACTA guidelines.
 Effectively handling the queries of plea bargain, searching record through various departments/ divisions
and ensure to update in name screening system under the guidelines of NAO-1999.
 Updation of LEAs records in name screening system, received through various law enforcement agencies.
 Ensure updation of SROs (addition/ amendment/ deletion) in name screening system, received through
MOFA.

 Screening of all new accounts through BFA Hot Scan/Acuity CL in line with AML/CFT guidelines of State
Bank of Pakistan to ensure that no proscribed/designated individual or entity is on boarded by the bank.
 Screening of all scrutinized Inward and Outward SWIFT transactions in line with AML/CFT guidelines of
State Bank of Pakistan and best international AML practices on real time basis to mitigate ML/TF risks.
 Correspondence with branches & Treasury/ SWIFT/ CFTU regarding execution of Swift Transactions
 EDD of Various potential positive Matches Found with sanction lists during screening of swift & BFA.
 Screening of all AML suspected home remittance transactions of various exchange companies in line with
AML/CFT guidelines of State Bank of Pakistan and best international AML/CFT practices on real time basis
to mitigate AML risks.
 Correspondence with branches, interbank & International Division regarding execution of Moneta
Transactions
 EDD through look-up module in name screening system, of Various AML suspected transactions, found
with global sanction lists.
 Updated global lists upload through respective websites on daily basis for screening purpose.
 Ensure to effectively maintain and update all sanctions listing in name screening system on timely basis to
ensure effective compliance of regulatory guidelines regarding Compliance of Government of Pakistan’s
Notifications issued under United Nations Security Council (UNSC) Resolutions, NACTA, and various
LEAs etc.
 Ensure the freezing and de-freezing the proscribed & designated accounts of individual / entities under
UNSC / NACTA guidelines.
 Effectively handling the queries of plea bargain, searching record through various departments/ divisions
and ensure to update in name screening system under the guidelines of NAO-1999.
 Updation of LEAs records in name screening system, received through various law enforcement agencies.
 Ensure updation of SROs (addition/ amendment/ deletion) in name screening system, received through
MOFA.