خلاصہ

A dedicated, Self motivated and hardworking team player having more than 6 years experience of working in the field of Insurance, Claims and Risk Management along with impressive academic record and aiming to add value to organization's success through application of my skills and knowledge alongside personal development and growth. Currently working in No. 1 General Insurance Company of Pakistan i.e. EFU General Insurance Ltd as a Manager Zonal Office at their Northern Zone, Lahore. My major responsibilities are Visiting a Site for the purpose of Performing Risk Inspections/Surveys prior to Insurance as well as at the time of their renewals. Thereafter, not only reporting risks to Underwriters/Head Office but also suggesting loss control measures to the clients. I have an experience of visiting more than 200 sites for risk surveys. I am also assigned with the task of verifying the validity and the extent of Motor and Non Motor Claims (Fire, Engineering, Marine, Electronic Equipment, Cash Snatching, etc) prior to the approval of claim payment. Earlier I started my career as a Trainee Risk Surveyor in Excel Surveyors (Pvt) Ltd. Lahore, Pakistan in February 2018 and at the end of the 3 months probation period I was offered the permanent job as a Manager Risk Inspection / Valuation in the same organization and I worked there for 14 months. The Major Assignments I've successfully completed are the risk inspections of Textile (Spinning, Weaving, Processing) Sector, Polyester Manufacturing, Petroleum Sector, Plastic Manufacturing Sector, Packaging Materials Sector, Beverages Sector, Oil Extraction Sector, Iron/Steel Sector, Industrial Chemicals Manufacturing Sector, etc.


پراجیکٹس

Internship Report on EFU General Insurance Ltd.
University Students’ Choice Criteria in Buying a Smartphone

تجربہ

کمپنی کا لوگو
Vice President (Property Risk Management & Underwriting-Head Office)
EFU General Insurance Ltd
مئی ۲۰۲۴ - موجودہ | Lahore, Pakistan

1. Leading Property Risk Management Department for risks situated in Punjab, KPK and Federal Regions. 2. Performing Risk Inspections of existing insured/new clients (mainly under Fire & Allied Perils Insurance) located in Punjab, KPK and Federal Regions for all branches/divisions. 3. Risk Inspections Reports Writing and submission to Branches/Divisions & Underwriting Department. 4. Following-up with Branches/Divisions for implementation of risk improvement recommendations by the client. 5. Maintaining the record of all Risk Inspections of clients of Punjab, KPK and Federal Regions. 6. Recommending the Underwriting Department in Acceptance/Denial of risks w.r.t Risk Survey Findings. 7. Supervising the work of juniors, branches/divisions/external surveyors w.r.t Risk Management matters.

کمپنی کا لوگو
Vice President (Zonal Office)
EFU General Insurance Ltd
جنوری ۲۰۲۳ - مئی ۲۰۲۴ | Lahore, Pakistan

1. Leading Risk Management Department Under the guidance of SEVP, Zonal Head and Head Office at Northern Zone.2. Performing Risk Inspections of existing insured/new clients (mainly under Fire & Allied Perils Insurance) located in Northern Zone for all branches of EFU. 3. Risk Inspections Reports Writing and submission to Branches/Divisions & Head Office.4. Following-up with Branches for implementation of risk improvement recommendations by the client. 5. Maintaining the record of all Risk Inspections of clients of Northern Zone. 6. Assisting the HOD/Underwriting Department in Acceptance/Denial of risks w.r.t Risk Survey Findings. 7. Appointing External Risk Surveyors (after consulting with the HOD) for risk surveying (where required).8. Supervising the work of juniors, branches/divisions/external surveyors w.r.t Risk Management/all Non-Motor Claims for Northern Zone Branches.9. Checking and processing of all Non-Motor Claim Files exceeding branch/division limit for approval by SEVP or Zonal Head (starting from reviewing Surveyors' PLRs) thereby helping Prevent/Reduce Claims Leakage.10. Performing Motor and Non-Motor Claims Scrutiny/Validity Check. Any other task as assigned.

کمپنی کا لوگو
Assistant Vice President (Zonal Office)
EFU General Insurance Ltd
جنوری ۲۰۲۲ - جنوری ۲۰۲۳ | Lahore, Pakistan

Managing Risk Management Department under the lead of HOD, Supervising the working of Branches, Surveyors and Juniors, Performing Motor and Non-Motor Claims Scrutiny/Validity Check (starting from reviewing Surveyors' PLRs), Preventing/Reducing Claims Leakage, Assisting HOD in Fire Insurance Underwriting Approvals and performing any task as assigned.

کمپنی کا لوگو
Manager Zonal Office
EFU General Insurance Ltd.
اپریل ۲۰۱۹ - دسمبر ۲۰۲۱ | Lahore, Pakistan

کمپنی کا لوگو
Manager Risk Inspection / Valuation
EXCEL SURVEYORS (PVT.) LTD
فروری ۲۰۱۸ - مارچ ۲۰۱۹ | Lahore, Pakistan

Risk inspection, Analysis and Reporting

تعلیم

Chartered Insurance Institute
سرٹیفیکیشن, ‎
Insurance & Risk Management
مکمل
2022
Chartered Insurance Institute London
سرٹیفیکیشن, Certificate in Insurance‎
Insurance Law, Insurance Legal and Regulatory, Claims Handling Process
مکمل
2020
University of the Punjab
بیچلرز, بیچلرز ان بزنس ایڈمنسٹریشن, BBA (Hons.) in Insurance and Risk Management‎
Insurance & Risk Management, Human Resource Management, Banking & Finance
CGPA 3.7/4
2017

پیشہ ورانہ مہارتیں

متوسط Accident Claims
ماہر Handling Assignments
متوسط Risk Assessment
متوسط SPSS
متوسط Under Writing Skills

زبانیں

متوسط پنجابی
ماہر اردو
متوسط انگریزی

Muhammad آپکے جاننے والے