PORTFOLIO MANAGEMENT 1400 Active Client with 250 Million GLPAdministration and Functional Reporting to Branch ManagerProduct Marketing (Agri & Tijarat Loan)Monthly Target Assign to CROsZero PAR MaintainAssess metrics for performance by operation team with regular visits.Ensured compliance to all determined standards for all SECP regulations. Daily monitoring of MIS on area level for working in the individual zones.Develop a culture an insured implementation for compliance of internal audits.

RELATIONSHIP MANAGER (Asset)
ADVANS MICROFINANCE BANK Ltd

PROFOLIO MANAGEMENT
900 Active Client with 120 Million GLP
Administration and Functional Reporting to Branch Manager
Product Marketing (Agri & Tijarat Loan)
Monthly Target Assign to CROs
Zero PAR Maintain
Assess metrics for performance by operation team with regular visits.
Ensured compliance to all determined standards for all SECP regulations.
Daily monitoring of MIS on area level for working in the individual zones.
Develop a culture an insured implementation for compliance of internal audit

Exposure Location. Digri, MirpurKhas

(Manage 400 Million Portfolio with 9000 Client)
Job Description

Portfolio management Unsecured 300 Million
Product Marketing and generate
Monitor Area PAR and OD strategy.
Assess metrics for performance by Operations team with regular visits.
Daily monitoring of MIS on Area level for working in the individual zones
Portfolio Management Agriculture100 Millions
Product Marketing and Generate New/Fresh Customer
Conduct Group Meetings with Community Introduction of Policy and Procedures
Early Recovery Call to Customer before 1 Month Due date
Maintain Zero OD

Strategic Management
Develop a culture and ensure implementation of full compliance of internal and SECP policies at all levels in branches
Close the loops on all internal audit and risk matters in his Area within agreed time lines
Marketing Strategy
Ensure Individual Loan Officer Visit Shop to Shop and Loan Maintain Visit Register.
Conduct Business Meeting Govt School, and Offices
Product:
MSME,
Salary Loan, Housing Loan
Livestock,
Agriculture

June 2015 - to Dec 2020 Sind Rural Development Organization

Senior Credit Manager. Dist Tando Muhammad Khan



Job Responsibilities



Maintain a department organizational structure sufficient to meet all goals and objectives.

Make Plan to Marketing of Product (Agriculture Enterprise Loan, Small Medium Enterprise Loan,

Properly motivate the Customer of Services

Physically Visit of Customer Business & Offices

Properly filled borrower Basic Fact Sheet

Manage relations withInsurance providers.

Ensure Properly follow Compliance of Organization.

Recommend credit Proposal to Credit Risk Management dept.

Ensure Effective service on TAT

Disbursement of Approve Proposal

Manage customer credit files.

Make a Courtesy Call to Borrower of Recovery

Nov 2013 - Apr 2015 Telenor Microfinance Bank Formally (Tameer Bank)

FC / Branch Manager



Job Responsibilities



Manages the Branch Office in order to meet the financial services needs of customers in the assigned community market area as follows

Establishing growth, Agriculture Mortgage Small Medium Enterprise Finance, Gold Loan, Business loan and profit objectives for the office provides input to these objectives and to the manner in which performance will be measured and controlled.

Ensures that the branch office is properly staffed and that the staff is trained to meet customer service needs as well as sales objectives.

Makes certain that all office operations are performed in accordance with established Bank policies and procedures, either directly or through appropriate supervisor, e.g., office balancing, control of vault cash, etc. makes recommendations for changes/improvements as appropriate.

to promote an environment which is free of harassment and other forms of illegal discriminatory behaviour in the work. Reviews employee performance throughout the probationary period and on an annual basis thereafter.

Keeps personnel informed of pertinent policies and procedures affecting the office and/or their jobs creates an atmosphere in which upward communication from employees is encouraged.

Administers personnel policies and procedures as established by Bank policy.

Supervise Operation Supervisor, Customer Service Officer, Cash Officer, Relationship Office

Sep 2013 - Nov 2013 Al Mehran Rural Development Foundation

Branch Manager



Job Responsibilities



Administration and Functional reporting to Program Manger.

Supervise/Conduct or Carry out field Visit to Facilitate and guide to branch staff.

My Prime Responsibility is Monitoring to all Field Staff Credit side.

Ensure Punctuality Staff and Conduct Daily Bases staff meeting for the Benchmark Target.

Ensure Program Planning & Mythology

Ensure and provide services as a resource person in the area enterprise development within or outside.

Prepare presentation on the branch activities and present as required.

To develop and finalize work plan for the sectarian activities Annually, Quarterly, on Monthly Base