概要

I am lively and hard worker person and love to work in passionate and highly motivated team where I will utilize my energy confidently. I have solid knowledge of operational functions of the bank with substantial understanding of selling Loan products to potential customers.
• Selling financial products to retail banking customers falling in commercial, Business and Agriculture categories
• Assessing financial needs of the existing & prospective borrowers
• Preparing & presenting loan proposals according to the bank’s credit policies & guidelines.
• Managing loan portfolio
• Recovery management (Watch-Listing, over Due, NPLs)
• Credit risk management
• Manage Branch Operations,
• Prepare MIS statements
• Branch compliance of all files
• Precede Home remittances manage branch compliance of all files,
• Ensure customer services

工作经历

公司标识
Mobile Credit Officer (MCO)
Zarai Taraqiati Bank Ltd
May 2018 - 代表 | Ahmed pur Sial, Pakistan

 Proficiently assessing financial needs of the existing & prospective borrowers and Prepare loan proposals according to the bank’s credit policy. Implement credit risk management policy of the bank to safeguard bank interest.

公司标识
BRANCH OPERATION OFFICER
The Punjab Provincial Cooperative Bank Ltd.
Apr 2013 - May 2018 | Faisalabad, Pakistan

公司标识
Credit and Recovery Officer
The Punjab Provincial Cooperative Bank Ltd.
May 2011 - Apr 2013 | Jhang, Pakistan

公司标识
Internship
Habib Bank Limited
Jun 2009 - Aug 2009 | Sahiwal, Pakistan

公司标识
Entrepreneur (Business)
Mobilink Franchise
Feb 2005 - May 2007 | Jhang, Pakistan

Running Mobilink Sub-Franchise

学历

COMSATS Institute of Information Technology
硕士, , Masters in Business Administration‎
Finance
CGPA 3.0/4
2010
Allama Iqbal Open University (AIOU)
学士, , B.A‎
Economics
所占比重 61%
2008
Board of Intermediate & Secondary Education, Multan
中级/A级, , F.A General Science‎
Arts
所占比重 57%
2005
Board of Intermediate & Secondary Education, Faisalabad
大学入学/0级, , Matric in Science‎
Science
所占比重 71%
2001

技能

中级 Admirative Assistance
熟练 Agriculture Credit
熟练 Business Loans
熟练 Handling Assignments
中级 Lead in
初学者 SME Finance
中级 إدارة عمليات الفروع

语言

熟练 乌尔都语
中级 英语

Muhammad 联系人

Muhammad Kashif
Veloz Virtual Mentor