Credit Officer

FFO Support Program

Multiple Cities, Pakistan

Apply Now

Posted Dec 09, 2024 592 views Report Job

Keep updated regardingcredit policies, procedures, and ensure their compliance while conducting credit transactions.
Complete documentation and security requirements inline with stipulated policies and regulatory framework.
Manage client relationships and follow up for repayments and satisfactory conduct of accounts.
Rectifying audit objections raised by auditors and to adopt measures to avoid such exceptions in future.
Area identification & Group Formation.
Responsible for the overall credit mobilization of the program
Data collection for base line surveys
Ensure pre disbursement three steps (introductory meeting, Group formation and documentation plus appraisal)
Appraisal includes Social, Financial and technical appraisal of the clients
To fill the loan utilization form.
Monthly meeting with the clients.
To make sure the timely recovery.
Update the Credit officer Loan portfolio Sheet.
Daily report of recovery to Branch Manager.
Credit Record Keeping (Ledger updating).
Weekly, Monthly, Quarterly and Annually Credit recovery Status Reporting.
Issuance of pass books to clients and update them on monthly basis at time of monthly meeting.
To conduct Monthly Meetings with Clients and aware clients about ESM guidelines.
Monitoring and Recovery follow ups of clients
Submit the monthly planning to the BM
Constant focus on the dead default and overdue and maintain OD watch list
Any other assignment assign by management.

Skills

Credit Analysis Credit Management Credit Collection Recovery Credit Evaluation

Job Details

Industry:

Services

Functional Area:

Accounts, Finance & Financial Services

Total Positions:

10 Posts

Job Shift:

First Shift (Day)

Job Type:

Full Time/Permanent

Department:

Operations

Job Location:

Gujranwala, Feroz Walla, Muridkay, Pakistan

Gender:

No Preference

Age:

25 - 35 Years

Minimum Education:

Intermediate/A-Level

Degree Title:

FA/BA

Career Level:

Entry Level

Minimum Experience:

Less than 1 Year

Apply Before:

Jan 10, 2025

Posting Date:

Dec 09, 2024

FFO Support Program

Services · 201-300 employees - Feroz Walla, Gujranwala, Muridkay

FFO Support Program (FFOSP) is registered as a Non-Banking Micro Finance Company (NBMFC) which is regulated by the Securities and Exchange Commission of Pakistan. FFOSP was established in 2016 and is widely considered as one of the fastest growing institutions in the sector. FFOSP was created through a structured transformation of the credit and savings department of the Farmers Friends Organization (FFO), an integrated development oriented organization operating since 2003 in District Sheikhupura and its suburbs.