概要

To achieve a suitable position in a dynamic organization which offer career opportunities and allow me to make significant contribution towards its success.

工作经历

公司标识
Junior Credit Analyst (CIU) Credit Initiation Unit
Faysal Bank Limited
Jun 2018 - Jun 2022 | Multan, Pakistan

Prescreening of of secured & unsecured loan.
 
· Coordinate with collection department for payment behaviour of existing            and repeat cusomter.
· Income calculation through bank statement.
· Deviation and recommendation handling.
· Debt burden ration calculation through different credit reports.
· Review internal & external verification. 
· Data entry of loan application in LOS (Loan Originating System).
· Ensure that all required documentation is completed.
· Ensuring and checking the advice of sanctions and AML check.
   (OFAC,UNSC,SDN,NACTA,FATF,FIA,NAB,ANF,FMU,SECP,SBP,FBR)
· Identification of PEP & Compliance check.
· Identification of increase business risk,geographic risk,negative business and          negative company check.

Check list filling and attachment.

Ensuring the compliance list and neural person name search.

Ensuring the generic default drivers for application and behavioral score card.

公司标识
Junior Credit Analyst
Hillcrest Solutions (Private) Limited
Aug 2017 - Jun 2018 | Multan, Pakistan

Deputed at Faysal Bank Limited in credit initiation unit.

公司标识
Client Relationship officer
Shaheen Air International Limited
Jul 2014 - Aug 2017 | Multan, Pakistan

Greeting and assisting airline customers in a polite and courteous manner.
 Verifying passports, travel documents and prepare the boarding pass.
 Ushering passengers to the aircraft.
 Answering the client queries and making announcements for the passenger’s information.

公司标识
Customer service officer
Fulcrum Private Limited
Jan 2014 - Jun 2014 | Multan, Pakistan

Deputed at Tameer Micro Finance Bank as a Customer Service Officer.
•Open new accounts, issue cheque books, atm card and atm pin to the customer.
•Documents preparation of tameer sarmaya qarza.
•Promote bank products and services.

学历

Islamia University
硕士, 工商管理硕士学位, ‎
Business Finance, Financial Economics, Management Accounting, Marketing, Marketing (Brand Management, Consumer Behavior), Research Methodology, Strategic Financial Management
CGPA 3.3/4
2013

技能

熟练 Business Intelligence Tools
熟练 Client Dealing 
熟练 Communication Skills
熟练 Coordination Skills
熟练 Credit Risk Analysis and Mitigation
熟练 Customer Due Diligence
熟练 Data Analytics
熟练 Documentation Proficiency
熟练 Email Etiquette
熟练 End to End Sales
熟练 Export Documentation
熟练 Fluent in English
熟练 Import Operations
熟练 Import Operations Handling
熟练 KYC Knowledge
熟练 Logistics Consultancy
熟练 Logistics Management
熟练 LOS, LMS,SIEBEL & X-Lite system friendly
熟练 MS Excel
熟练 MS Word
熟练 Negotiation Skills
熟练 Operational Risk Management
熟练 Record Keeping
熟练 Travels Knowledge

语言

熟练 英语
熟练 乌尔都语
熟练 旁遮普语

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简短自我描述

Endorse...:p

Muhammad 联系人

Asma9 Aslam Jutt
Domino English Language Centre
Muhammad Saleem
Bank Al Habib Limited
Aamir Aamir
Ufone GSM
umair ahmad
Institute of Southern Punjab
Mahrukh riaz Arain
Sindh Agriculture University Tandojam