概要

To work within an organization, where I could contribute my talent and skills that provides an opportunity for continuous growth and learning, which will help me to explore myself fully to make best of my career.

工作经历

公司标识
Branch Operations Manager
Soneri Bank Limited
Nov 2022 - 代表 | Karachi, Pakistan

Oversee branch operations to ensure efficient and compliant delivery of customer services, including transaction processing and complaint resolution. Ensure adherence to regulatory policies, including KYC/AML guidelines, and monitor transaction authorizations. Manage costs, promote customer satisfaction, and drive business growth through cross-selling initiatives. Maintain security measures, conduct audits, and provide leadership to the operations team for performance management and goal setting.

公司标识
Branch Operations Manager
Habib Bank Limited (HBL)
Sep 2015 - Oct 2022 | Karachi, Pakistan

 • Ensure, manage and supervise over the counter services in the branch to achieve timely and accurate processing of customer requested transactions and customer complaints, while ensuring service delivery is as per the prescribed standards. 
• Ensure all processes are followed as per Branch Operations, Foreign exchange manuals & KYC/AML policy; while ensuring Compliance and TATs are met as per Service Level Agreement between departments. 
• Supervise and ensure compliance with Money Laundering and terrorist financing regulations and Know Your Customer Guidelines, while regularly reviewing KYC status, customer profiles, conduct risk assessments, authorization of transactions on a daily basis. 
• Provide guidance and recommendations in order to support the resolution of all customer cases to improve overall customer experience. 
• Management of variable cost factor pertaining to branch operations and to maintain the cost at minimum level and within budget to ensure branch efficiency. 
• Facilitate growth in business and strengthen Bank by ensuring customer satisfaction, actively participate for retention of deposits, identify and follow up on cross sell leads along with the branch manager in order to strengthen the liability position of the bank 
• Responsible for reconciliation of Inter Branch Transaction Supervision /Cross Branch Transactions,  
• Ensure all processes are performed as per bank policies to achieve best satisfactory audit ratings in internal, external and SBP audits. 
• Hold the custody of cash vault, security stationery and ATM, while acting as branch security officer by conducting security drills and alert staff, in order to remain vigilant and maintain security 
• Lead the branch Operations team to set individual objectives, review performance appraisals and provide on-going feedback on a formal and informal basis so that all staff are aware of what they are required to achieve and how they are performing against their objectives. 

公司标识
Customer Service Officer
hbl bank
Sep 2017 - Oct 2020 | Karachi, Pakistan

Account openings and other customer services

公司标识
Admin Assistant
The Aga Khan University (AKU)
Oct 2014 - Mar 2015 | Karachi, Pakistan

• Voucher and cheques verification
• Making ROPs and Purchase Orders
• Inventories, Scanning, Photocopying and filing (electronic and hard copy)
• Material stock requesting and Purchase requisition
• Answer incoming phone call, communicates the same and take actions as instructed
• Administrative tasks including record keeping, typing letters and handling messages etc
• And other secretarial tasks instructed by senior manager

公司标识
Accounts Assistant cum office assistant
Rashid Current Construction
Aug 2013 - Sep 2014 | Karachi, Pakistan

• Prepare monthly Bank reconciliation and ensure that all outstanding issues have been timely resolved
• Delivery of cheques and cash to different clients, banks and other faculty staff through courier or by hand
• Oversee cash management procedures
• Assist in daily operational activities such as payment processing and voucher preparation etc
• Order, issue and maintain records of stationary and supplies as well as to ensure proper maintenance office equipments
• Maintain inventories both electronic and hard copy filing system
• Record and manage inventory of construction store and make it available for technical staff
• Maintain calendar, make appointments, prepare meeting schedules and noted down the meeting minutes
• Perform general functions like managing staff’s (daily wager) attendance, overtime and staff utilization with respect to their job
• Liaise with all other departments for day to day official matters
• Answer incoming and outgoing calls, communicate the same to concerned staff and take actions as instructed

公司标识
Store keeper
Aga Store
Nov 2012 - Jun 2013 | Karachi, Pakistan

•Stock keeping, Inventories,Cash Handling and customer dealing

学历

Federal Urdu University of Arts, Sciences and Technology
硕士, 工商管理学士学位, ( BS ) Economics‎
所占比重 59%
2014
Govt. Degree Science & Commerce College
中级/A级, , I.Com‎
所占比重 62%
2010
Karakurum International University
大学入学/0级, , Matric in Science‎
所占比重 60%
2008
Karakurum International University
非预科, Matric in Science‎
Completed
2007

技能

熟练 Accounts / Manager
熟练 Bank Reconciliation     
熟练 Excellent Interpersonal Skills
初学者 Handling Assignments
中级 Live Demo
熟练 Microsoft Outlook
熟练 MS Excel
初学者 Payroll Processing
初学者 Personal Tax Filings
中级 Planning and Budgeting
初学者 Product Forecasting
中级 Profit Center Operations
初学者 Regional Banks
初学者 Sales Compensation Design
初学者 SECP Filings
中级 Security Principles
初学者 Social Welfare Management
熟练 Sterilization Procedure
初学者 Stock Control
初学者 Supplier Negotiation
初学者 Tax Preparation Skills
熟练 Team Player
初学者 Teller Services
初学者 معرفة إشارات المرور
初学者 Voucher Management
初学者 Working Capital Management

语言

熟练 乌尔都语
熟练 英语