概要

Career Objectives:
To get a key position in a well-reputed organization where I can apply my professional and academic knowledge to challenging problems, leading to growth and development of the organization, society and myself.
Also, where my inherent qualities of honesty and hard work are rightly valued and I am given fair chance to compete and prove my abilities for the advancement of my career to the maximum possible level.

项目

Conversion of 20 Conventional Branches to Islamic Banking Branches

工作经历

公司标识
Deputy General Manager - Regional Manager Risk & Operations
Habib Bank Limited
Jun 2023 - 代表 | Peshawar, Pakistan

·       Supervision and Monitoring of 72 Branches and 06 CPCs of Kohat, Bannu, Hangu & D.I.Khan areas.
·       Regular visits to designated Branches to ensure effective controls are in place.
·       Monitoring of Service standards within the Branches and ensuring seamless services to the clients.
·       Generation of vNTB deposits and ensure productivity of Branches subsequently leading to the better productivity of assigned areas.
·       Conducting weekly meetings with the Area Management in order to identify the gaps and overcome these gaps by implementing effective strategy for better output.
·       Coordination with the Audit Department for timely resolution of audit observations during Branch audits and ensure closure of audit responses within the TATs.
·       Monitoring and evaluation of KPIs of entire Team and provide mentorship to the staff.
·       Assist the Senior Management in opening and relocation of Branches.
·       Monitoring and evaluation of Merger of Branches from Conventional portfolio to Islamic portfolio and coordination with the Islamic Banking Division for timely submission of assigned deliverables.
·       Hiring of Retail Banking Staff along with transfer posting.
·       Close coordination with HR Department for smooth staff onboarding process.
·       Assist Regional Head – Risk & Operations for the tasks assigned by GM – Risk & Operations North Office/ Head Office Karachi.

公司标识
Vice President /Credit Manager Commercial & SME Banking - North
Albaraka Bank Pakistan Ltd
Jul 2018 - Jun 2023 | Peshawar, Pakistan

Development of fresh CBSME portfolio(both assets and liability) in KPK and GB, Monitoring of existing credit portfolio of KPK & GB.

公司标识
Assistant Vice President/Branch Manager
Dubai Islamic Bank Pakistan Ltd
May 2017 - Jul 2018 | Peshawar, Pakistan

Management of overall Branch.

公司标识
Assistant Vice President/Branch Manager
MCB Bank Limited
Sep 2016 - Oct 2016 | Peshawar, Pakistan

Management of overall Branch.

公司标识
Assistant Vice President / Branch Manager
Albaraka Bank Pakistan Ltd
Dec 2014 - Sep 2016 | Peshawar, Pakistan

• Maintain and increase portfolio of the allocated budget
• Ensure consistently high service delivery to all customers
• Ensure floor ambience and zoning is effective to facilitate all customers and non – customers
• Ensure that staff is well trained to handle all zoning
• Ensure effective problem resolution by ensuring that staff is trained and that processes are understood and followed
• Ensure cross sell of all the products under the Albaraka Bank(Pakistan) Limited product Umbrella (i.e. Assets & Liability)
• Ensure up gradation of potential HNI customers.
• Ensure branches are cleansed of non – profitable relationships.
• Ensure adherence to all KYC and Compliance Policies and banking policies and regulations.
• Ensure a clean portfolio with all discrepancies resolved within TAT.
• Ensure monthly FOBO meetings
• Liaison with all the related departments i.e. Business, Operations etc to ensure transactional effectiveness
• Assist Area Head & Retail Banking in opening of new branches/relocation of existing branches
• Deposit mobilization targets are specified in & governed by monthly performance contracts (PFC)
• Responsible for ensuring effective performance appraisals for all staff
• Maintain S & Q Rating of the branch as per the service standard of the bank.

公司标识
Assistant Vice President/Branch Manager
Samba Bank Pakistan Limted
Jan 2014 - Dec 2014 | Peshawar, Pakistan

• Maintain and increase portfolio of the allocated budget
• Ensure consistently high service delivery to all customers
• Ensure floor ambience and zoning is effective to facilitate all customers and non – customers
• Ensure that staff is well trained to handle all zoning
• Ensure effective problem resolution by ensuring that staff is trained and that processes are understood and followed
• Ensure cross sell of all the products under the Albaraka Bank(Pakistan) Limited product Umbrella (i.e. Assets & Liability)
• Ensure up gradation of potential HNI customers.
• Ensure branches are cleansed of non – profitable relationships.
• Ensure adherence to all KYC and Compliance Policies and banking policies and regulations.
• Ensure a clean portfolio with all discrepancies resolved within TAT.
• Ensure monthly FOBO meetings
• Liaison with all the related departments i.e. Business, Operations etc to ensure transactional effectiveness
• Assist Area Head & Retail Banking in opening of new branches/relocation of existing branches
• Deposit mobilization targets are specified in & governed by monthly performance contracts (PFC)
• Responsible for ensuring effective performance appraisals for all staff
• Maintain S & Q Rating of the branch as per the service standard of the bank.

公司标识
Branch Manager(Controlling Branch with a Sub-Branch)
Bank Al Habib Limited
Jul 2013 - Jan 2014 | Peshawar, Pakistan

• Maintain and increase portfolio of the allocated budget
• Ensure consistently high service delivery to all customers
• Ensure floor ambience and zoning is effective to facilitate all customers and non – customers
• Ensure that staff is well trained to handle all zoning
• Ensure effective problem resolution by ensuring that staff is trained and that processes are understood and followed
• Ensure cross sell of all the products under the Albaraka Bank(Pakistan) Limited product Umbrella (i.e. Assets & Liability)
• Ensure up gradation of potential HNI customers.
• Ensure branches are cleansed of non – profitable relationships.
• Ensure adherence to all KYC and Compliance Policies and banking policies and regulations.
• Ensure a clean portfolio with all discrepancies resolved within TAT.
• Ensure monthly FOBO meetings
• Liaison with all the related departments i.e. Business, Operations etc to ensure transactional effectiveness
• Assist Area Head & Retail Banking in opening of new branches/relocation of existing branches
• Deposit mobilization targets are specified in & governed by monthly performance contracts (PFC)
• Responsible for ensuring effective performance appraisals for all staff
• Maintain S & Q Rating of the branch as per the service standard of the bank.

公司标识
Officer Grade - I/Branch Operations Manager
Soneri Bank Limited
Sep 2012 - Jul 2013 | Peshawar, Pakistan

Management of overall Operations of Main Branch.

公司标识
Officer Grade - I/ Branch Operations Manager
Faysal Bank Limited
Jan 2007 - Sep 2012 | Peshawar, Pakistan

Management of overall operations of Branch.

学历

Institute of Management Sciences(im|sciences) Peshawar
硕士, 工商管理硕士学位, MBA‎
Accounting & Finance
CGPA 3.2/4
2006
University of Peshawar
学士, 理工学士, B.Sc‎
Computer Science
所占比重 68%
2004
BISE
中级/A级, 理学院(工程预科), F.Sc‎
Physics, Chemistry, Mathematics
所占比重 72%
2002
BISE
大学入学/0级, 科学, SSC‎
Physics, Chemistry, Biology
所占比重 72%
2000

技能

熟练 Analytical Skills
熟练 Branch Banking
熟练 Branch Management
熟练 Branch Support
熟练 Business Development Strategies
熟练 Client Relations Management
熟练 Client Services Orientation
熟练 Collaborative Leadership
熟练 Commercial Retail Banking
熟练 Conflict Management
熟练 Consumer Banking
中级 Coordinatiion
熟练 Cost Consciousness and Control
熟练 Delivering Results
熟练 Deposit Mobilization
中级 Digital Audit
熟练 Digital Banking
熟练 Email List Management
熟练 Excellent Communication
熟练 Finance Administration
熟练 Financial and Budgeting Skills
中级 Information Security Standards
熟练 Intercultural Competence
中级 Islamic Banking
熟练 Lab Equipment Maintenance
熟练 Lab Knowldge
熟练 Managerial Skills
熟练 MSME
熟练 ommunications Skills
熟练 Opening Branch Offices
熟练 Operations Skillls
熟练 Organizational Administration
熟练 Patients Calling
中级 People Management Skills
熟练 Personal & Professional Development
熟练 Pressure Handling
中级 Product Management
中级 Product Marketing
熟练 Quality & Service Orientation Skills
中级 RESTful APIs
熟练 Risk taking Ability
熟练 SBP Regulations Is Critical
熟练 Sector Development
熟练 Strategic Communications
熟练 Strategy & Development
熟练 Stress Management
熟练 Strong Mathematical Knowledge
熟练 إدارة عمليات الفروع

语言

熟练 旁遮普语
熟练 普什图语
熟练 乌尔都语
熟练 英语

Malik 联系人

Salsabeel Zahra
bank islamic pakistan limited
Laiba Tanveer
Bank Al Habib Limited
Shazia Gillal
Faysal Bank Limited